Summary
- XRP price trades near $2.63 after the Fed’s 25 bps rate cut, consolidating below key resistance.
- A breakout above $2.80–$3.00 could extend gains toward $3.20 if risk sentiment improves.
- Failure to hold $2.50 may trigger downside toward $2.30–$2.40 as markets digest the Fed’s cautious tone.
The Federal Reserve’s latest rate cut has set off a mixed reaction across risk assets. XRP is hovering near $2.63, holding steady as traders weigh whether easier policy will reignite crypto inflows — or if cautious Fed guidance will blunt the impact.
XRP price following Fed rate cuts

XRP trades around $2.63, down slightly by 1.2% over the past 24 hours but still up nearly 10% on the week. The token remains in a tight $2.58–$2.68 range, consolidating just below resistance at $2.70–$2.80.
The Fed’s 25 bps cut to 3.75–4.00% delivered what markets expected, but Chair Powell’s comments about “data-dependent” future moves tempered enthusiasm. While Bitcoin and Solana briefly spiked post-announcement, most large-cap altcoins, including XRP, have paused as liquidity conditions and macro cues recalibrate.
Traders now view the rate cut as a potential medium-term tailwind — especially if risk appetite returns and stablecoin inflows pick up.
Bullish XRP price factors
A decisive close above $2.80 could confirm bullish continuation, opening room toward $3.00–$3.20. With the Fed signaling a potential easing cycle and global yields trending lower, XRP could benefit from renewed inflows into high-beta assets.
Technical structure remains constructive: XRP is trading above its 200-day moving average, and recent whale accumulation data shows strengthening long-term positioning.
Bearish price factors
If macro sentiment turns risk-off. For instance, if the Fed’s dovishness sparks fears of economic slowdown, speculative flows could dry up. A break below $2.50 risks pullback toward $2.30–$2.40.
Additionally, reduced volatility and falling trading volumes across altcoins could leave XRP struggling to attract short-term momentum.
XRP price prediction based on current levels
With XRP at $2.63, traders face a balanced setup: a dovish macro backdrop favors gradual upside, but near-term resistance around $2.80–$3.00 must clear for momentum to extend. The broader XRP outlook hinges on whether lower rates reignite crypto risk-taking, or if capital continues to consolidate in Bitcoin and major Layer-1 plays.
Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

