Looking ahead, XRP’s trajectory could be shaped as much by continued institutional adoption on the XRPL as by market sentiment.
Summary
- XRP has broken out of a descending trendline within a falling wedge pattern on the 4-hour chart—a bullish reversal signal.
- Tokenized assets and stablecoins on XRPL have surpassed $1 billion, signaling its transition from a crypto-native network to institutional-grade financial infrastructure.
- XRPL’s scalability, low costs, and quantum-resistant security are attracting financial institutions to the platform.
XRP (XRP) hit a monthly low of $1.81, down from $2.39 on Jan. 6 and nearly 48.4% below its July all-time high, amid broader market pressures including U.S. tariff tensions, potential government shutdown concerns, delays to the crypto market structure bill, and expectations of hawkish Fed policy.
Despite this, signs of institutional support remain steady: stablecoin holdings on the XRP Ledger (XRPL) have risen $100 million this month to $407 million, XRP ETFs have netted $67.8 million in inflows, and exchange outflows indicate investors are moving XRP to private wallets.
Technically, XRP has broken out of a descending trendline within a falling wedge pattern on the 4-hour chart—a bullish reversal signal. If momentum holds, XRP could rally toward $2.23, with potential to revisit the January high of $2.39, though a drop below the $1.80 support level would invalidate this outlook.
Meanwhile, adoption of the XRP Ledger is hitting key milestones. On-chain tokenized assets and stablecoins on XRPL have surpassed $1 billion, signaling its transition from a crypto-native network to institutional-grade financial infrastructure.
Growth has been led by Ripple’s fully backed stablecoin RLUSD, now listed on Binance, alongside expanding tokenized funds, U.S. Treasuries, and credit products.
XRPL now hosts over $150 million in tokenized U.S. Treasury debt, a 2,900% increase from a year ago, highlighting the network’s growing role in real-world asset tokenization.
While still a small share of the broader tokenized Treasury market, XRPL’s scalability, low costs, and quantum-resistant security are attracting financial institutions to the platform.
Together, these trends suggest that while XRP’s price remains volatile, the underlying Ledger adoption and institutional activity provide potential long-term support for the cryptocurrency.
